Let's face it, insurance is confusing and can be a complex subject. The right insurance coverage is about more than choosing the right insurance company. It's about selecting coverage that fits your specific needs. An independent insurance agent is able to provide the personal attention to ensure that the host of circumstances that may impact your insurance needs are considered. They also have the expertise to answer your questions and will take the time to make sure you understand all aspects of your policies.

We know you, your family, and your business. 

As independent agents, we represent numerous insurance companies so we know exactly what options are available in the market. We'll ask you questions (okay, a lot of questions) to make sure insurance carrier and coverage recommendations are tailored to your unique needs. 

You may have a special need or may be eligible for unique discounts that only certain carriers offer. Good savings can be found - including discounts and credits on auto insurance for driving a hybrid vehicle, having multiple cars on a policy or being a good student - and agents can help you take advantage of these discounts. What's more, you'll have one main contact for all of your insurance needs.

Remember, it's not always about finding the lowest premium; it's about having the coverage you need to protect your family, business and assets. Bottom line: there is nothing more valuable than a consultative agent who considers your interests when shopping for coverage.

We benefit you and our community. 

Along with offering you the best combination of value and protection, independent agents work to make improve the lives of those around them. 

Agents are business owners and employees, but above all, members of the community. We make an impact by sharing our time and resources with local nonprofit organizations. Check out our community involvement in the Twin Cities area. 

We also build long-term relationships. We're not an 800-number. We want to get to know you, your family, and your business so we can help you with your needs and protect the futures of all of your assets, big and small.